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The 3 Things We Deliver to All of Our Customers

 

RESULTS:

NetSpend is here to empower you with the solutions you need to change your current situation. We empower you with hope by providing the tools, knowledge, and know-how you and your family need to create a desired financial result. We know that you're looking for lasting change and we put you on a road to financial success that allows you to accomplish your goal. 

 

SECURITY:

Today the world is full of unstable financial ground. This can make choosing the right solution a gamble. We understand that you ultimately want real stability along with an exciting economic world experience to go with it. We give you that experience by teaching you how to create your own financial-economic system that delivers what you want with no limits, boundaries or strings attached for generations to come.

 

LONGEVITY:

Unrealistic decisions and expectations create doubt. Doubt leads to discouragement and discouragement leads to stress. We don't give stress any ground to grow on because our solutions for you and your family are sure because they keep you financially fit and fruitful for the long haul.

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WE'RE ALL ABOUT YOUR      FINANCIAL FUTURE!

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CARDHOLDER AGREEMENT          PRIVACY POLICY 

 

1. A cardholder may receive an unlimited number of Refer-a-Friend rewards while the program is available. No reward will be credited to either party if referred individual had any NetSpend Card that was used for a value load, purchase, cash withdrawal or incurred a Balance Inquiry Fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Cardholder-to-cardholder transfers do not count toward the $40 load requirement. Allow 2 business days for $20 credit to appear on the Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, NetSpend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, the cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder's knowledge of referred person establishing an account with us. MetaBank® is not affiliated in any way with the Refer-a-Friend rewards program and does not endorse or sponsor this program.

 

2. IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third-party service providers to obtain, verify, and record Information that Identifies each person who opens a card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded. Residents of the State of Vermont are ineligible to open a Card Account.

 

3. There are costs associated with the use and reloading of this Card Account. See the Cardholder Agreement ("Agreement") and the online Account Center ("Account Center") for Information about the costs, terms, and conditions.

 

4. Faster access to funds is based on comparison of NetSpend's immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct deposit and faster direct deposit capability are subject to payor's support of the feature and timing of the payor's funding. Check with your payor to determine when direct deposit will start. No fee for direct deposit services. However, there may be a cost to reload card at retail locations or via bank transfer. See the Agreement and the Account Center for details.

NetSpend Visa Prepaid Cards are issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. NetSpend is an authorized Independent Sales Organization of MetaBank. Use of the Card Account is subject to ID verification and funds availability. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

 

© 2019 Total System Services, Inc.®. All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc.

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