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SOLUTION

YOU'RE ONE STEP AWAY

FROM BEING SELF-BANKED!

NetSpend offers FDIC-insured Visa® and MasterCard® Prepaid Cards, issued by various state and federally regulated financial institutions. NetSpend Prepaid Cards feature free Direct Deposit; 24/7 account access via online, phone or text message; bill pay services; and an optional savings account offering an industry-leading 5.00% APY.1 NetSpend Prepaid Cards provide an end-to-end banking solution meeting the needs of underbanked consumers.

You are important and we know that's the reason you're here. We want to give you the information you need to put you on the right track to financial success. Take your time and listen to the information below so that you can make an educated decision and take the steps necessary to change your financial future and realize that as you listen that you are on edge of total and complete change.  

You are important and we know that's the reason you're here. We want to give you the information you need to put you on the right track to financial success. Take your time and listen the information below so that you can make an educated decision and take the steps necessary to change your financial future and realize that as you listen to it that you are on edge of total and complete change! 

"Prepaid can help consumers save money by

avoiding check-cashing and bill-paying fees" 

"The millionaire next door isn't the guy in the Ferrari, with the huge mansion out on the lake. He's the guy who has the small business, that counts his penny's, that lives below his means, and by doing that he's able to retire early. " 

"Anyone can be money smart and the younger you are

when you learn the secret, the less likely you are

to have money trouble when your older."

A financially literate nation can make a profound difference in our world but it begins with us. We want your children to have the financial foundation they need to make informed decisions in an ever changing world.

 

NetSpend is taking the next step in providing solutions to solve the widespread problem of financial illiteracy and we want you to experience that solution first so that you can pass it on to you children as well. 

 

NetSpend is the answer so the next step is to begin with your own financial plan.    

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CARDHOLDER AGREEMENT          PRIVACY POLICY 

 

1. A cardholder may receive an unlimited number of Refer-a-Friend rewards while the program is available. No reward will be credited to either party if referred individual had any NetSpend Card that was used for a value load, purchase, cash withdrawal or incurred a Balance Inquiry Fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Cardholder-to-cardholder transfers do not count toward the $40 load requirement. Allow 2 business days for $20 credit to appear on the Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, NetSpend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, the cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder's knowledge of referred person establishing an account with us. MetaBank® is not affiliated in any way with the Refer-a-Friend rewards program and does not endorse or sponsor this program.

 

2. IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third-party service providers to obtain, verify, and record Information that Identifies each person who opens a card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded. Residents of the State of Vermont are ineligible to open a Card Account.

 

3. There are costs associated with the use and reloading of this Card Account. See the Cardholder Agreement ("Agreement") and the online Account Center ("Account Center") for Information about the costs, terms, and conditions.

 

4. Faster access to funds is based on comparison of NetSpend's immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct deposit and faster direct deposit capability are subject to payor's support of the feature and timing of the payor's funding. Check with your payor to determine when direct deposit will start. No fee for direct deposit services. However, there may be a cost to reload card at retail locations or via bank transfer. See the Agreement and the Account Center for details.

NetSpend Visa Prepaid Cards are issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. NetSpend is an authorized Independent Sales Organization of MetaBank. Use of the Card Account is subject to ID verification and funds availability. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

 

© 2019 Total System Services, Inc.®. All rights reserved worldwide. TSYS® and NetSpend are federally registered U.S. service marks of Total System Services, Inc.

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